Apollo Munich Optima Cash

Type of policy: Hospital Cash Benefit

Options available: Individual

Product Features:



Entry age

No restriction


Lifetime renewal

Policy tenure

1 year or 2 years

Domiciliary treatment


Sub limits


Maximum Sum Insured

Daily cash option of Rs 1000, Rs 2000 and Rs 3000

Exceptional features:

  • Offers cash for hospitalization due to illness or accident for up to 90 days and double the cash amount for up to 15 days in ICU.
  • Lump sum cash benefit for hospitalization beyond 7 days and up to 6 day care procedures in a policy year will be covered.
  • Maternity benefits covered.
  • Double cash benefit for joint hospitalization for 2 family members
  • Cumulative bonus of 10% for every claim free year.
  • Parent accommodation up to 30 days.


Daily Cash

Indicative Annual Premium

(For cover of Rs.5 lakh)

Rs 1000

Rs. 1,301

Rs 3000

Rs. 3,903 

Age between 36-45 years

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