Apollo Munich Restore

Type of policy: Mediclaim

Options available: Individual and Family

Product Features:

Parameter

Value

Entry age

No restriction

Renewal

Lifetime

Policy tenure

1 year or 2 years

Pre existing illness cover

Covered after 4 policy years

Cashless Facility

In select hospitals

Hospitalization cover

All in-patient expenses

Pre & post hospitalization medical expenses

Medical expenses incurred due to illness up to 60 days before admission and 180 days after discharge

Domiciliary treatment

Yes

Sub limits

No

Maximum Sum Insured

Rs 15 lakhs

Other features:

  • If entire sum insured is utilized in a policy year, it is restored for claim on a different illness in that year.
  • For every claim free year sum insured is enhanced by 50% at the following renewal subject to a cap of 100%. If claim is made in the previous year sum insured is reduced by 50% subject to a floor of basic sum insured.

Illustration:

Members

Indicative Annual Premium

(For cover of Rs.5 lakhs )

2 Adults

Rs. 10,469

2 Adults + 2 Children

Rs. 15,337

Age of oldest male member taken to be between 36-45 years

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Table of Contents

Table of Contents