Bajaj Allianz Individual Health Guard

Type of policy: Mediclaim

Options available: Individual

Product Features:



Entry age

Between 18 yrs and 65 yrs


Up to 80 years

Policy tenure

1 year

Pre existing illness cover

Covered after 4 policy years

Cashless Facility

In select hospitals

Hospitalization cover

All in-patient expenses

Pre & post hospitalization medical expenses

Medical expenses incurred due to illness up to 60 days before admission and 90 days after discharge

Domiciliary treatment


Sub limits


Maximum Sum Insured

3 months to 55 years - Rs 10 lakhs

56 years to 65 years - Rs 5 lakhs

Other features:

  • Discount on premium is available for voluntary deductibles.
  • Free health check-up every 4 continuous claim free years subject to a cap of Rs 1000.
  • 5% bonus on sum insured for every claim free year subject to cap of 50%.


Age bracket

Indicative Annual Premium

(For cover of Rs.5 lakhs )

26-40 yrs

Rs. 6,156

41-45 yrs

Rs. 9,576

46-55 yrs


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