Birla Sun Life International Equity Fund Plan B

Birla Sunlife International Equity Fund Plan B is managed by Mr. Mahesh Patil and Mr. Vineet Maloo. The fund seeks to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets. This fund has given an average performance. New investors can skip this fund for a better performing fund in this category.

Where does Birla Sunlife International Equity Fund Plan B invest your money?

Birla Sunlife International Equity Fund Plan B would invest in a blend of domestic and international stocks. It would have the flexibility to invest in stocks across different market capitalization. The domestic portion of the portfolio would provide a strong base to the scheme and the international portion would aim towards reducing the risk through diversification and contribute to returns. It has an mid cap bias wherein it has 55.38% allocation to large cap companies, 33.35% allocation to midcap companies and around 10.07% allocation to small cap companies.

Suitable for what?
  • Creating wealth
  • Lifestyle needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
How has Birla Sunlife International Equity Fund Plan B performed in the past?

If you had invested Rs 1 lakh when the fund was launched in Oct 2007, your value of investments would be sadly reduced to Rs 97550. The performance has not been similar to other funds in this category. 

Assume you had invested Rs 10,000 every month in Birla Sunlife International Equity Fund Plan B through SIP since inception today you would have around Rs 7.20 lakhs.

How will Birla Sunlife International Equity Fund Plan B perform in the future?

Needless to say no one can predict the future of markets. We have firm belief in the future prospects of the Indian economy. If the Indian economy grows at 9% then the leading companies tend to do well. When the companies do well their stock prices follow their performance. So if you expect the economy to grow at 8% then you can expect top performing mutual funds to give you returns in excess of 14%.

Mutual fund schemes that have exposure to mid-sized companies tend to show results when their bet on few companies comes true. We advise you to avoid too much of star gazing and future prediction. Be reminded that equities are one of the asset classes that have the potential to beat inflation. Your aim for core portfolio should be to beat inflation.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Recommended
When to exit?

Withdraw when your goals are close to achievement. Do not remove the money when the markets go up or down. Do not panic. Stick to your goals.

How frequently you need to monitor the performance?

Once you invest in the fund do not get into the habit of checking the NAV daily or monthly. Review the performance once a quarter. Look out for news and developments that can affect the sector as a whole.

What are the charges applicable?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns.Expense ratio of Birla Sunlife International Equity Fund Plan B is 2.80%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you do not withdraw within 1 year.

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