Birla Sun Life Small and Midcap Fund

Birla Sunlife Small and Midcap Fund is managed by Mr. Sanjay Chawla. This fund aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap. New investors can safely skip this fund. If you have already invested in this scheme, exit now to invest in a better performing scheme.

Where does Birla Sunlife Small and Midcap Fund invest your money?

Birla Sunlife Small and Midcap Fund is a mid cap fund which means it would invest your money in stocks of medium and small cap companies. Mid cap and small cap companies tend to give kicker returns while large cap companies tend to be stable. It has 52.15% allocation to midcap companies and around 45.92% allocation to small cap companies.

Suitable for what?
  • Creating wealth
  • Lifestyle needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
How has Birla Sunlife Small and Midcap Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in May 2007, your value of investments would be  around Rs 1.20 lakhs. If you had invested Rs 1 Lakh for 5 years, your value of investments would be around Rs 1.21 lakhs The performance has not been similar to other funds in this category. The fund has been giving around 4.03% returns for those who have stayed invested for 5 years. 

Assume you had invested Rs 10,000 every month in Birla Sunlife Small and Midcap Fund through SIP for 5 years today you would have around Rs 7.75 lakhs.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Not Recommended
What are the charges applicable?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

An exit load of 1% is charged for units sold within a year from the date of allotment. No exit load applies for units withdrawn post one year. Expense ratio of Birla Sunlife Small and Midcap Fund is 2.90%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you do not withdraw within 1 year.

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