Chola MS Insurance - Critical Healthline

Purchase mode: Online

Recommendation about Mediclaim:  No

Premium: Premium is cheaper

Product Features:

Parameter

Value

Entry age

18 to 65 Years

Renewal

Lifelong

Policy tenure

Yearly

Sum Insured

Rs. 3,00,000 , Rs 5,00,000 and Rs. 10,00,000

Illness Cover

Two plan options to choose from
Standard Plan: Covers 10 critical illnesses
Advanced Plan: Covers 12 critical illnesses plus ambulance charges of up to RS.1000

 

What does this policy Cover:

Two plan options to choose from Critical Illnesses covered are as followed

Chola MS Standard Critical Healthline

Chola MS Advanced Critical Healthline

Cancer of Specified Severity

Cancer of Specified Severity

Stroke Resulting in Permanent Symptoms

Stroke Resulting in Permanent Symptoms

First Heart Attack – of Specified Severity

First Heart Attack – of Specified Severity

Open Chest CABG

Open Chest CABG

Kidney Failure Requiring
Regular Dialysis

Kidney Failure Requiring
Regular Dialysis

Multiple Sclerosis With Persisting Symptoms

Multiple Sclerosis With Persisting Symptoms

Major Organ / Bone Marrow Transplant

Major Organ / Bone Marrow Transplant

Permanent Paralysis of Limbs

Permanent Paralysis of Limbs

Surgery to Aorta

Surgery to Aorta

Primary Pulmonary Hypertension

Primary Pulmonary Hypertension

 

Parkinson's Disease

 

Motor Neuron Disease With Permanent Symptoms

 Exclusions

  • Any Critical Illness arising due to any pre-existing disease
  • Any Critical Illness diagnosed within the first 90 days from the date of commencement of the Policy
  • Intentional self Injury and / or the use or misuse of intoxicating drugs and / or alcohol
  • Death of insured person before survival period specified for specific diseases

Special features of the policy

  • First time purchase up to 65 years
  • No Medical checkup up to 55 years
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs.20,000
  • Differential rates for men and women

Illustration showing premium:

No. of Members (Individual)

Age Group

Premium Sum Insured (5 lacs)

1  Adult

35 – 39 ( Male)

2889

1 Adult

35 – 39 (Female)

2746

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Table of Contents

Table of Contents