DLF Pramerica Dhan Suraksha Plan

Recommendations :No

Name of the policy :
DLF Pramerica Dhan Suraksha Plan

A brief desciption :

DLF Pramerica Dhan Suraksha is a traditional money back plan providing guaranteed additions of Rs 100 per Rs 1000 of Sum Assured every year. In this plan, 15% of the Sum Assured is paid back as Survival Benefit at the end of every 5 years. The remaining Sum Assured + accrued Guaranteed Additions is paid on policy maturity as Maturity Benefit. So it seems to be extremely attractive plan, but the truth is that, as far as the periodic cash backs are concerned, investors can probably earn better returns by periodically investing in bank fixed deposits for a five-year time period. To ensure an appropriate life cover for the dependants, invest in a suitable term-plan instead.

Started date :26/4/2010
Type of policy :Insurance cum investment
Category :Traditional- Endowment Money Back Plan
Insurance :Min- 40,000 Max- No limit
Returns expected :Less than Fixed Deposit
Entry age :90 days- 55 Years
Surrender :Avaliable but with no clear details

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