HDFC Infrastructure Fund

HDFC Infrastructure Fund is managed by stalwarts Prashant Jain and Srinivas Rao Ravuri. Infrastructure as a sector has not given luring performance since 2008. This fund’s performance has been rather unstable within the category of infrastructure funds. Sector funds should be chosen with much caution.

Where does HDFC Infrastructure Fund invest your money?

HDFC Infrastructure Fund is an Infrastructure sector fund which means your money will be invested in large, medium and small size companies in the infrastructure industry including financial institutions and others dealing in fuel, power, telecom, capital goods. Large cap companies tend to be stable compared to mid-cap and small cap companies. This fund has 59.6% exposure to large companies, 16.65% exposure to medium sized companies and about 19.26% exposure to small sized companies.

Suitable for what?
  • Creating wealth
  • Lifestyle needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
How has HDFC Infrastructure Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in March 2008, your value of investments would be around Rs 99504 . The performance has not been similar to other funds in this category. 

Assume you had invested Rs 10,000 every month in HDFC Infrastructure Fund through SIP since inception you would have around Rs 6.55 lakhs.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Not Recommended
What are the charges applicable?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of HDFC Infrastructure Fund is 2.64%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you do not withdraw within 1 year.

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