HDFC Premier Multi Cap Fund

HDFC Premier Multi-Cap Fund is managed by Vinay Kulkarni and Rakesh Vyas. Its performance and portfolio risk are both above the category average. If you already hold units in this fund you can exit now. New investors can safely skip this one.

Where does HDFC Premier Multi Cap fund invest your money?

HDFC Premier Multi- Cap Fund is a multi-cap fund which means your money will be invested in a good mix of stocks from large, medium and small sized companies. About 60.79% of the fund’s money is allocated to stocks of large size companies, 21.80% to stocks of mid-size companies and 11.91% to those of large companies. Small & mid cap stocks can give kicker returns as they turn into large stocks but this happens not so frequently. Large cap companies tend to be stable compared to mid-cap and small cap companies.

Suitable for what?
  • Creating wealth
  • Lifestyle needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment.
Not Recommended
How has HDFC Premier multi cap fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in April 2005, your value of investments would be around Rs 2.66 lakhs. If you had invested Rs 1 lakh five years back it would have been Rs 1.27 lakhs .The performance has been better or similar to other large cap mutual funds. Assume you had invested Rs 10,000 every month in HDFC Premier Multi-Cap Fund through SIP from the past 5 years today you would have around Rs 7.237 lakhs.

When to review the performance?

Once you invest in the fund do not get into the habit of checking the NAV daily or monthly. Review the performance once a year. Too much attention is not good.

When to exit?

Withdraw when your goals are closer to achievement. Do not remove the money when the markets go up or down. Do not panic. Stick to your goals.

What are the tax implications?

The returns in an equity mutual fund are absolutely tax free, provided you did not withdraw within 1 year. 

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