HSBC India Opportunities Fund

HSBC India Opportunities Fund is being managed by Tushar Pradhan since September 2011. He has been managing the fund from May 2009. Its performance has been below average compared to that of its peers. If you have invested in this fund, keep a close watch on where performance is headed. If you are a new investor you can skip this one for a better performing large cap fund.

Where does HSBC India Opportunities Fund invest your money?

HSBC India Opportunities Fund is a large cap fund which invests most of your money in stocks of giant and large cap high growth companies. HSBC India Opportunities Fund has around 55.73% exposure to giant and large size companies and around 35.41% exposure to medium size and 8.86% small size companies. Large cap companies tend to be stable compared to mid cap and small cap companies. Small and mid size companies have the potential to become large companies and when that happens you are expected to get bumper returns.

Suitable for what?
  • Child's education
  • Child's marriage
  • Buying house
  • Planning for retirement
Not suitable for what?
  • Creation of wealth
  • Short term needs
Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment.
Not Recommended
How has HSBC India opportunities fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in Feb 2004 the value of your investments would be around Rs 3.60 lakhs. If you had invested Rs 1 lakh five years back it would have become Rs 1.05 lakhs. The performance has been not better than other mutual funds in this category. The fund has been giving at around 1.05% every year for those who stayed invested for last 5 years.

Assume you had invested Rs 10,000 every month in HSBC India Opportunities Fund through SIP for the past 5 years today you would have just around Rs 7.17lakhs.

What charges apply?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first timeinvestor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from yourinvestment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of HSBC India opportunities Fund is 2.69%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc.Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you did not withdraw within 1 year. HSBC India Opportunities Fund does not qualify for sec 80C ELSS benefits.

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