Indiabulls BlueChip Fund

Indiabulls Blue Chip Fund is one of the best performing funds in its category. This fund is managed by Aviral Gupta, and Sumit Bhatnagar. It is new fund launched in Jan 2012 and is the AMC’s first equity fund. We advise against investing in a fund that has less than three years of performance record.

Where does Indiabulls Blue Chip Fund invest your money?

Indiabulls Blue Chip Fund is a large cap fund which means most of your money will be invested in stocks of large sized companies. Large cap companies tend to be stable compared to mid cap and small cap companies. But mid cap companies can give kicker returns. Indiabulls Blue Chip Fund has 98.81% exposure to large cap companies and 1.19 to mid cap companies.

Suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purcahse
Not suitable for what?
  • Creating wealth 
  • Lifestyle needs
How has Indiabulls Blue Chip Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in Feb 2012, your value of investments would be around Rs 1.05 lakhs. The fund is not even a year old. The fund has been giving around barely 10.59% returns to those who have stayed invested since inception.

Assume you had invested Rs 10,000 monthly in Indiabulls Blue Chip Fund through SIP since inception, today you would have around Rs 1.5 lakhs.

How will Indiabulls Blue Chip Fund perform in the future?

Needless to say no one can predict the future of markets. We have firm belief in the future prospects of the Indian economy. If the Indian economy grows at 9% then the leading companies tend to do well. When the companies do well their stock prices follow their performance. So if you expect the economy to grow at 8% then you can expect top performing mutual funds to give you returns in excess of 14%. 

We advise you to avoid too much of star gazing and future prediction. Be reminded that equities are one of the asset classes that have the potential to beat inflation. Your aim for core portfolio should be to beat inflation.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Recommended
When to exit?

Withdraw when your goals are close to achievement. Do not remove the money when the markets go up or down. Do not panic. Stick to your goals.

How frequently you need to monitor the performance?

Once you invest in the fund do not get into the habit of checking the NAV daily or monthly. Review the performance once every quarter. Too much attention is not good.

What are the charges applicable?

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of Indiabulls Blue Chip Fund is 2.85%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in an equity mutual fund are absolutely tax free, provided you do not withdraw within 1 year. 

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