Sahara Growth Fund

Sahara Growth fund is an average performing fund in its category. This fund is managed by A N Shridhar who has extensive experience in equities. Shridhar who has 20 years of experience in this field took over the reins of this fund in 2007. The portfolio assumes risk below average for its category while returns are above average. If you have invested in this fund, exit now to invest in a better performing fund. If you are a new investor you can safely skip this one.

Where does Sahara Growth fund invest your money?

Sahara Growth Fund is a large & mid cap fund which means most of your money will be invested in giant, large, medium and small companies. This fund invests 81.99% in large cap companies, 11.38% in medium cap companies and 4.17% in small cap companies. Large cap companies tend to be stable compared to mid cap and small cap companies. Yet mid cap companies are included to get some kicker returns.

Suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Buying a house
Not suitable for what?
  • Creation of wealth
  • Short term needs
Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment.
Not Recommended
How has Sahara Growth fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in Aug 2002, your value of investments would be around Rs 8.29 lakhs. If you had invested Rs 1 lakh five years back it would have become Rs 1.2 lakhs. The performance has been better or similar to other large cap mutual funds. The fund has been giving at around 4% every year for those who stayed invested for last 5 years.

Assume you had invested Rs 10,000 every month in Sahara Growth through SIP for the past 5 years today you would have around Rs 7.07 lakhs.

What charges apply?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of  Sahara Growth Fund is 2.72%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio. 

When to exit?

Withdraw when your goals are closer to achievement. Do not remove the money  when the markets go up or down. Do not panic. Stick to your goals.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you did not withdraw within 1 year. Sahara Growth does not qualify for sec 80C ELSS benefits.

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