Sahara Midcap Fund

Sahara Midcap Fund is one of the average funds in its category. This fund is managed by A N Sridhar. If you have invested in this fund keep a close tab on its performance.Existing investors can exit for a better performing fund and new investors have better funds to turn on.

Where does Sahara Midcap fund invest your money?

Sahara Midcap Fundis a small and mid cap fund which means most of your money will be invested in stocks of small and medium sized companies. About 45.68% of the fund’s money is allocated to stocks of mid size companies, 40.68% to stocks of small size companies and the remaining to those of large companies. Mid size stocks can give kicker returns as they turn into large stocks but this happens not so frequently.

Suitable for what?
  • Creating wealth
  • Lifestyle needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment.
Not Recommended
How has Sahara Midcap fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched at Dec 2004, your value of investments would be around Rs 2.84 lakhs. If you had invested Rs 1 lakh five years back it would have become Rs 1.16 lakhs. The performance has been not better or similar to other large cap mutual funds. The fund has been giving at around 3.1% every year for those who stayed invested for last 5 years.

Assume you had invested Rs 10,000 every month in Sahara Midcap Fund through SIP for the past 5 years today you would have around Rs 7.27 lakhs.

When to review the performance?

Once you invest in the fund do not get into the habit of checking the NAV daily or monthly. Review the performance once a year. Too much attention is not good.

What charges apply?

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of Sahara Midcap Fund is 2.69%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

When to exit?

Withdraw when your goals are closer to achievement. Do not remove the money when the markets go up or down. Do not panic. Stick to your goals.

What are the tax implications?

The returns in an equity mutual fund are absolutely tax free, provided you do not withdraw within 1 year. Sahara Midcap Funddoes not qualify for sec 80C ELSS benefits.

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