Sahara R.E.A.L Fund

Sahara R.E.A.L Fund is managed by A N Shridhar. The fund seeks to provide long term capital gains by investing predominantly in equity and equity related instruments of select companies in the retailing, entertainment & media, auto and ancillaries and logistic sectors. A ceiling of 50% of the total investible corpus would be imposed per sector in order to avoid concentration of investment. This fund’s performance has been rather unstable within its category of funds. Sector funds should be chosen with much caution.

Where does Sahara R.E.A.L Fund invest your money?

Sahara R.E.A.L Fund is an multi sector fund which means your money will be invested in large, medium and small sized companies in the retailing, entertainment & media, auto and ancillaries and logistic sector. Large cap companies tend to be stable compared to mid-cap and small cap companies. This fund has 13.83% exposure to large companies, 28.49% exposure to medium sized companies and about 57.67% exposure to small sized companies.

Suitable for what?
  • Creating wealth quickly
  • Lifestyle needs
  • Short term needs
Not suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
How has Sahara R.E.A.L Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in Nov 2007, your value of investments would sadly be around Rs 74805. The performance has not been similar to other sector funds. 

Assume you had invested Rs 10,000 every month in Sahara R.E.A.L Fund through SIP since inception today you would have around Rs 6.46 lakhs.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Not Recommended
What are the charges applicable?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of Sahara R.E.A.L Fund is 2.72%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you do not withdraw within 1 year. 

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