Sundaram Equity Plus Fund

Sundaram Equity Plus Fund is managed by Srividhya Rajesh. The schemes will primarily focus on opportunities in Indian equities with the addition of gold ETF to provide diversification and exposure to the relative attractiveness of gold in certain phases. If you have already invested in this scheme, exit now to invest in a better performing fund. New investors can safely skip this fund.

Where does Sundaram Equity Plus Fund invest your money?

Sundaram Equity Plus Fund is a balanced fund which invests your money in both equity securities and commodities. It has about 77.76% exposure to equity and 16.34% exposure to commodities (gold ETF’s). Its equity portion has large cap bias which means most of your money will be invested in stocks of large sized companies. Sundaram Equity Plus Fund has 100% allocation to large sized companies.

Suitable for what?

The following needs if occurring between 3 and 5 years:

  • Child's education
  • Marriage
  • Home Purchase
Not suitable for what?
  •  Long term needs
  • Creation of wealth
How has Sundaram Equity Plus Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched in May 2011, your value of investments would be around Rs 1.075 lakhs. The performance has not been better or similar to other large cap mutual funds. 

Assume you had invested Rs 10,000 every month in Sundaram Equity Plus Fund through SIP since inception today you would just have around Rs 2.38 lakhs.

Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Not Recommended
What are the charges applicable?

A onetime fee of Rs 100 is charged on investments over Rs 10, 000 made through distributors. If you are a first time investor in mutual funds an additional Rs 50 is charged to cover KYC expenses. This is deducted from your investment and can be skipped if you buy directly from the mutual fund via their website or offices.

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of Sundaram Equity Plus Fund is 2.71%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.   

What are the tax implications?

The returns in a mutual fund are absolutely tax free, provided you do not withdraw within 1 year. 

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