Sundaram Select Focus Fund

Sundaram Select Focusfund is managed by Srividhya Rajesh. The fund has done a poor show. If you have invested in this fund exit it now.

Where does Sundaram Select Focus Fund invest your money?

Sundaram Select Focus a large cap fund which means most of your money will be invested in stocks of large companies. And just to give kicker returns the fund has some exposure in mid cap companies as well. Large cap companies tend to be stable compared to mid cap and small cap companies. Sundaram Select Focus has 19% exposure to mid size companies, 4% exposure to small size companies and 80% exposure to large funds.

Suitable for what?
  • Child's education
  • Child's marriage
  • Planning for retirement
  • Home Purchase
Not suitable for?
  • Creating wealth
  • Short term needs
  • Lifestyle needs
Our recommendation for fresh investment
Not Recommended
Our recommendation for existing investment
Not Recommended
How has Sundaram Select Focus Fund performed in the past?

If you had invested Rs 1 lakh when the fund was launched at July 2002, your value of investments would be around Rs 7.44 lakhs. If you had invested Rs 1 lakh five years back it would have become Rs 1.03 lakhs. The performance has been worse as compared to other large cap mutual funds. The fund has been giving at around 0.7% every year for those who stayed invested for last 5 years.

Assume you had invested Rs 10,000 every month in Sundaram Select Focus through SIP for the past 5 years today you would have around Rs 6.9 lakhs.

When to review?

Once you invest in the fund do not get into the habit of checking the NAV daily or monthly. Review the performance once a year. Too much attention is not good.

What charges apply?

If units are sold within a year an exit load of 1% is deducted from your total returns. No exit load applies for units withdrawn post one year. Expense ratio of Sundaram Select Focus is 2.55%. This is charged to recover the fund management company’s expenses on securities’ transactions, commissions, registrar fees, etc. Your mutual fund returns will be total returns less expense ratio.

When to exit?

Withdraw when your goals are closer to achievement. Do not remove the money during when the markets go up or down. Do not panic. Stick to your goals.

What are the tax implications?

The returns in an equity mutual fund are absolutely tax free, provided you do not withdraw within 1 year. Sundaram Select Focusdoes not qualify for sec 80C ELSS benefits.

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